Disclaimer.

1. What TradeInTune is

TradeInTune is an education platform. We teach a discretionary trading system through interactive lessons, drills, and reference material. The founder also trades the system live with real capital.

That is the entire scope of the service. We don't give signals. We don't manage money. We don't take trades on your behalf. We don't recommend brokers in exchange for kickbacks.

2. Not financial advice

Nothing on TradeInTune is financial advice, investment advice, or a recommendation to trade. The curriculum, drills, written content, founder commentary, and any other material on the site are general educational information only. Nothing is personalised to your situation, your goals, your risk tolerance, your tax position, or anything else specific to you.

We are not your broker, your financial adviser, your portfolio manager, or your fiduciary. We hold no licence to provide personal financial advice in any jurisdiction, and nothing on this site should be interpreted as a recommendation to enter, exit, or hold any specific position.

Specifically: TradeInTune does not provide financial product advice within the meaning of section 766B of the Corporations Act 2001 (Cth). Our content is general factual information and education. It does not take into account your objectives, financial situation, or needs and is not an opinion or recommendation about any financial product. The country-specific notes in section 11 set out the equivalent positions for the United States, the United Kingdom, the EU, Canada, Singapore, and Japan.

Before you trade real money, do your own research. If you need personalised advice, speak to a licensed professional in your country.

3. No guarantee of results

Completing the TradeInTune curriculum does not guarantee that you will become a profitable trader. Most people who attempt to trade lose money. That fact does not change because you bought a course, ours or anyone else's.

The skills we teach are the skills the founder uses to trade his own account. Whether you can apply them, with discipline, under your own emotional and financial conditions, is on you. Your results will depend on your own effort, your own capital, your own decisions, and factors outside anyone's control.

We make no income claim. We make no profit claim. Any account performance the founder shares reflects one trader's outcomes: not yours, not the average user's, not a typical outcome.

4. Trading is risky

Trading involves substantial risk of loss and is not suitable for every investor. Leverage works in both directions: it can amplify gains and it can wipe out your account in a fraction of the time it took to build it.

You should be aware that you can:

• Lose some or all of the capital you deposit.
• Lose more than you deposit, depending on the broker, account type, and product.
• Be exposed to volatility, gaps, slippage, broker outages, liquidity events, and adverse moves outside trading hours.
• Pay financing costs, spreads, commissions, and overnight swap fees that affect net returns over time.

Only trade money you can afford to lose. If losing the capital would damage your finances, your relationships, or your mental health, don't trade with it.

5. If you are under 18

TradeInTune teaches trading. It does not give you access to the markets, and it will not help you place a real trade.

In almost every country you must be at least 18 to open a brokerage, trading, or CFD account. That is your broker's legal requirement, not ours, and nobody can waive it for you. If you are under 18:

• Do not trade real money. Learn the material now. Trading it comes later, when you are legally able to.
• Do not use a parent's, guardian's, or anyone else's trading account — with or without their permission. It breaches your broker's terms, it puts someone else's capital at risk, and the losses are real.
• Do not use a broker that lets you skip an age check. A platform willing to ignore the law about your age is not a platform that will protect your money.
• Do not send money to anyone who offers to trade for you, "manage" an account on your behalf, or promises you returns. This is the most common way young people are scammed.

Nothing on TradeInTune is encouragement to trade, at any age. Sections 3 and 4 above apply to you in full: most people who trade lose money, and you can lose more than you put in.

If anything here is unclear, talk to a parent or guardian before you act on it.

6. For parents and guardians

If your child uses TradeInTune, here is what you should know.

What it is. An educational app. It teaches how financial markets work through lessons, quizzes, and drills, in the same way a language app teaches vocabulary.

What it is not. We are not a broker. We do not hold money, execute trades, connect to any trading account, or give financial advice. Your child cannot lose money through TradeInTune and cannot buy or sell anything on a real market using it. There is also no gambling, no wagering, and no loot boxes.

What we tell them. Every under-18 user is told plainly — in section 5 above — that they must not trade real money, must not use anyone else's trading account, and must not send money to anyone promising returns.

Your permission. Users aged 13 to 17 need your permission to use TradeInTune. By allowing your child to use it, you accept our Terms of Use on their behalf, and you are responsible for supervising their use and for any purchase made on their account.

Purchases. TradeInTune is free to start. The optional Pro subscription is billed by Apple or Stripe. You can disable in-app purchases in your device settings, and you can cancel at any time — see our Return & Refund Policy.

Their data and safety. What we collect is set out in our Privacy Policy. We do not sell your child's data and we do not use it for advertising — TradeInTune carries no advertising of any kind. Our Community Guidelines govern the profile and leaderboard features, and we have zero tolerance for abusive users.

Contact us. To review or delete your child's data, close their account, or raise any concern, email support@tradeintune.com. We will act on it.

7. Past performance does not predict future performance

The founder trades the system live with real capital, but past performance does not predict future performance. A history that is real for one account, over one period, does not mean future returns will look like past returns, for that account or for any account applying the same system.

Markets change. Drawdowns happen. The same approach that works over one stretch can be flat or negative over the next. Any results the founder has had are his own outcomes under his own conditions, not a forecast or a promise of yours.

8. Drills and scenarios are simulated

The drills, practice scenarios, and worked examples on TradeInTune are simulated. They use historical or constructed price data so you can build pattern recognition and decision habits in a controlled environment.

Simulated and hypothetical performance has inherent limitations. Unlike a live trading record, simulated results don't reflect actual trading and may have under- or over-compensated for the impact of real market factors: spreads, slippage, liquidity gaps, broker fills, financing costs, and the emotional pressure of risking real capital. Simulated programs are also designed with the benefit of hindsight: the outcome of every drill is known when the drill is built. No representation is made that any account, including yours, will achieve results similar to those shown in any drill or scenario.

9. Your decisions are yours

Every trade you take, position size you choose, instrument you pick, and risk you accept is your decision and your responsibility alone. TradeInTune does not have insight into your account, your finances, or your individual circumstances. We can't stop you from sizing a trade badly, ignoring your stop, or revenge-trading after a loss.

If a lesson, drill, or piece of content from TradeInTune influences a decision you regret, that decision was still yours.

10. Third parties

References to brokers, payment processors, and any other third-party services on the site are informational. We don't control those services and we don't earn affiliate commission from referring users to them. Their terms, fees, and risks are between you and them.

We sometimes describe our format by comparison, for example by calling our interactive, gamified style "Duolingo-style." Those references are descriptive comparisons only. All third-party names, logos, and trademarks are the property of their respective owners, and TradeInTune is not affiliated with, endorsed by, or sponsored by Duolingo or any other company we compare ourselves to.

11. Jurisdiction and regulatory notices

TradeInTune is operated from Australia. The site is available worldwide where local law permits, but we are not authorised, registered, or licensed by any financial regulator in any country, and we do not actively target retail investors in jurisdictions where the publication of educational trading content would require us to be.

By accessing the service, you confirm that doing so does not breach the law of the country you live in. You are responsible for understanding the rules that apply where you trade. Some products, leverage levels, brokers, or features referenced on this site may be restricted, regulated, or unavailable in your jurisdiction.

The notes below are a starting point, not a substitute for your own legal or compliance check.

Australia. TradeInTune does not provide financial product advice within the meaning of section 766B of the Corporations Act 2001 (Cth). We do not hold an Australian Financial Services Licence (AFSL). Our content is general factual information for educational purposes only and is not tailored to your objectives, financial situation, or needs. ASIC's MoneySmart and the Product Disclosure Statement from your broker are appropriate next references for licensed advice.

United States. TradeInTune is not registered with the Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), or the Securities and Exchange Commission (SEC). We are not a Futures Commission Merchant, Introducing Broker, Commodity Trading Advisor, Commodity Pool Operator, or registered investment adviser. US residents who choose to trade retail forex must use NFA-registered counterparties under Dodd-Frank section 742 and applicable CFTC rules. The hypothetical-performance language in section 8 is provided in the spirit of CFTC Rule 4.41(b)(1).

United Kingdom. TradeInTune is not authorised by the Financial Conduct Authority (FCA). Our content is not a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 2000 and is not directed at UK retail consumers in a way that would require s21 approval. UK users access the educational content at their own initiative. Trading CFDs and spread bets remains restricted to FCA-authorised firms only.

European Union and EEA. TradeInTune is not authorised under MiFID II in any Member State. Our content is general educational material, not an "investment recommendation" within the meaning of Regulation (EU) 596/2014 (MAR) Article 3(1)(35) or Commission Delegated Regulation (EU) 2016/958. ESMA-aligned protections (retail leverage caps, negative balance protection, margin close-out, standardised risk warnings) apply at the broker level via your national regulator (BaFin, AMF, CONSOB, CySEC and others), not through us.

Canada. TradeInTune is not registered with the Canadian Investment Regulatory Organization (CIRO) or any provincial securities regulator. Trading of OTC CFDs is restricted or prohibited in some Canadian provinces. Canadian users are responsible for confirming their broker is registered and that the products they trade are permitted in their province.

Singapore. TradeInTune does not hold a financial adviser's licence under the Financial Advisers Act 2001 (FAA) or a capital markets services licence under the Securities and Futures Act 2001 (SFA). Our content is not financial advice for the purposes of either Act and is not a solicitation to deal in any capital markets product.

Japan. TradeInTune is not registered as a Type II financial instruments business or an investment advisory and agency business under the Financial Instruments and Exchange Act. Japanese residents are subject to FSA leverage limits on retail forex (currently 25:1) which apply at the broker level.

Other regions. We have not assessed every jurisdiction. If your country requires educational trading content to be authorised by a local regulator, do not rely on this site as a substitute for that authorisation.

12. Tax

TradeInTune does not provide tax advice. Trading creates tax events whose treatment depends on your country, residency, broker structure, account type, and individual circumstances. Capital gains, ordinary income, foreign exchange gains and losses, withholding obligations, and reporting deadlines all differ. Speak to a qualified tax adviser in your jurisdiction before relying on any tax assumption you have drawn from our content.

13. Read alongside

This disclaimer is part of, and should be read with, our Terms of Use and our Privacy Policy. If anything in this page conflicts with the Terms of Use, the Terms of Use govern.

14. Contact

TradeInTune. Australia.
support@tradeintune.com